Car rental excess insurance

Up to $10,000 Cover

Reimbursement of up to AUD or NZD $10,000 for eligible expenses paid to the rental provider. Currency of cover is specified in the policy quote and product disclosure statement.

All nominated drivers

Covers all nominated drivers listed on the Rental Vehicle Agreement with a valid drivers license.

Value add inclusions

More than just excess fees, claim charges for windows, screens, mirrors, under body, overhead, roadside assistance and repairs, towing and relocation costs, loss of use, key loss and misfuelling.

How we protect

Our policies provide reimbursement cover up to your chosen amount for a broad range of common expenses paid to a rental provider in connection with theft of, or accidental damage to, a rental vehicle. Terms, conditions and exclusions apply.

For drivers of any age

As long as you have a valid driver’s license and you are listed on the rental agreement, you are eligible for cover.

Excess Reimbursement

If the vehicle is in an accident while you are driving, or is damaged or stolen while in your custody, the vehicle excess or the cost of repairing the vehicle, will be reimbursed up to the benefit limit.

Single Vehicle Accidents

Your policy provides cover for damage costs that hire companies often charge separately for such as Single Vehicles Accidents (SVA).

Underbody, windscreen, tyres & more

Repair or replacement costs that result from damage to underbody, overhead, tyre, bumper, trim, windscreen, mirrors and glass are reimbursable.

Roadside assistance, repairs & towing

Towing and relocation costs to the nearest premises owned by the Rental Provider or the original pick up location, whichever is closest.

Vehicle key loss

Reimbursement for fees directly resulting from vehicle key loss, including, repairs, replacement and lock out.


Fees directly resulting from misfuelling by filling the vehicle with the incorrect type of fuel.

More Than Just Cars

Four wheel drives, mini buses, campervans and motorhomes that weigh equal to or less than 4.5 tonnes.

What is Rental Vehicle Excess insurance?

If a rental vehicle is stolen or damaged during your hire, you could be charged repair or replacement costs by the rental car provider. This policy provides reimbursement cover for up to your chosen amount of eligible expenses commonly occurring in the event of theft of, or accidental damage to, an eligible rental vehicle.

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*Coverage details including full terms & conditions, exclusions and limits that apply are outlined in the PDS.